Every calculator and guide below is free, built for Louisville and Kentucky, and asks for nothing before it gives you the number. They live on Winner Realty, the brokerage behind this newsletter. The full hub, with a routed “what are you trying to do” picker and 150 more outside tools we vetted, is one click away.
Open the full tools hubInstant Home Value Estimator — a value range from real closed Louisville sales, no contact info required.
Seller Net Proceeds Calculator — what you walk away with after payoff, commission, deed tax and closing costs.
Kentucky Seller Closing Cost Calculator — every seller line itemized with Kentucky rules, prorated taxes included.
Kentucky Transfer Tax Calculator — the $0.50 per $500 deed tax plus recording fees, split by who pays.
Best time to sell a house in Louisville — month-by-month, from the data.
Selling a parent’s home in Kentucky — probate, taxes and the order of operations.
Monthly Mortgage Payment Calculator — principal, interest, taxes, insurance and PMI for a Kentucky purchase.
Kentucky Buyer Closing Cost Calculator — cash to close for conventional, FHA, VA, USDA and cash, prepaids included.
VA Loan Calculator — the funding fee by tier, compared against a conventional loan.
Louisville Suburb Match Quiz — five questions scored against twelve Louisville-area communities.
First-time home buyer in Kentucky — the whole process, start to keys.
Down payment assistance programs in Kentucky — KHC, Louisville Metro and the rest, with the income limits.
JCPS school zones for home buyers — how assignment actually works.
Louisville flood zones — pull the map before you offer.
Investment Property Analyzer — cash flow, cap rate, cash-on-cash and NOI for any Louisville rental.
Investment Property Comparison Tool — up to three properties side by side.
DSCR Loan Calculator — does the rent cover the payment? The number rental lenders check first.
Buying a rental without a W-2 — DSCR loans explained for Louisville.
The BRRRR method in Louisville — buy, rehab, rent, refinance, repeat, with local numbers.
House hacking in Louisville — FHA 3.5% down on a 2–4 unit.
Real estate investor tax strategies in Kentucky — depreciation, cost segregation, the exclusions.
1031 exchanges in Kentucky — the 45 and 180 day clocks and how to use them.
Louisville foreclosure auctions — how Master Commissioner sales work.
Midterm rentals in Louisville — travel nurses, relocations and the 30-day rule.
Louisville short-term rental guide — registration, permits and the 600-foot rule.
Section 8 landlording in Louisville — how the program pays and what it asks of you.
Is Louisville a good place to invest? — the honest case, with numbers.
Louisville Wholesale Offer (MAO) Calculator — the 70% rule with Louisville repair tiers, your fee and the end buyer’s real profit.
Wholesaling real estate in Kentucky — what HB 62 changed and how to market a deal legally.
Seller financing in Kentucky — terms, paperwork and who it fits.
Subject-to deals in Kentucky — taking over payments the right way.
Novation agreements — the retail exit for a distressed house.
Lease options and rent-to-own — how the option is structured in Kentucky.
Wraparound mortgages — when a wrap beats a straight assumption.
Assumable mortgages in Louisville — inheriting a 3% rate, step by step.
Send Winner Realty a deal — we are licensed and market wholesale contracts to our buyer list legally.
Relocation Cost Calculator — movers, vehicle shipping and Kentucky closing costs in one budget.
19 things to know before moving to Louisville — the honest list.
Louisville neighborhood guides — more than 40 guides, one per neighborhood and suburb.
Moving to Southern Indiana — New Albany, Jeffersonville, Clarksville and the tax math.
Corporate relocation to Louisville — UPS, Ford, GE Appliances, Humana and the hospitals.
Military relocation and Fort Knox — PCS timelines, BAH and the commute.
Louisville vs. Nashville — same rivers, same rail, different price.
Louisville Housing Market Report — inventory, prices, days on market, updated monthly.
Louisville commercial real estate market report — office, retail, industrial and multifamily.
Where homes are selling in Louisville — neighborhood by neighborhood.
Olmsted parks and Louisville home values — the man who drew the lines.
Louisville and Southern Indiana history — the falls, the canal, the airport, and why prices are what they are.
Bienes raíces en español en Louisville — comprar, vender e invertir con un agente que habla español.
Costos de cierre en Kentucky — guía completa.
Preaprobación de hipoteca en Kentucky — paso a paso.
Asistencia para el pago inicial en Kentucky — programas y requisitos.
Something you wish existed? Reply to any issue of The Morning Bergeron and tell me. The tool list grows every week, and the next ones in line are a Jefferson County property tax calculator by taxing district, a down payment assistance screener, and a full Louisville neighborhood matcher. Winner Realty is a licensed Kentucky and Indiana brokerage. Equal Housing Opportunity.
Talk to Rob about a deal